about us   commercial insurance   employee benefits   personal insurance   emergency numbers   contact us   home DID YOU KNOW? Senate Bill 80, Ohio's newest crack at overall tort reform was signed into law by Governor Taft and will be effective Ma...                          >> more CLIENT LOGIN username password personal insurance     At Lance & Co Insurance we offer the following coverages in our Personal Insurance Department. Homeowners - Single Family, Multifamily, Condominium, Apartments, Rental Dwellings, Vacation Homes. The homeowners policy provides property (dwelling and personal property) coverage, as well as liability Farm - Hobby farm or large farm, we have a program to fit the need. Automobile - For family, individual, business, antique automobile. Personal auto policy provides protection with liability and optional physical damage coverage for you and your auto in the event of an auto-related claim. Personal Umbrella - The standard personal umbrella policy is issued with a limit of $1,000,000. Higher limits, in $1,000,000 increments, are available up to $5,000,000 (for an additional premium). Personal Umbrella policy offers increased liability coverage to protect your financial assets. Specialty Coverages - For motorcycle, snowmobiles, boats, motorhomes The importance of protecting your personal assets and liabilities is something that Lance & Co takes seriously. We represent insurance companies that offer a variety of products and discounts to meet your individual needs. We also have Home/Auto Package Policies with special discounts. Do you know? It is important to take a home inventory for insurance purposes. You need to record information about your home and insured possessions to be sure that in case of fire, theft or other unexpected occurrence, you have the property information available to file an insurance claim and replace the damaged or stolen items. Do you know? It is possible your home may be underinsured? It is important to know what your policy does and does not cover. Consider this - if your house burned to the ground tomorrow, would your insurance policy cover the cost to rebuild and replace its contents? For specific information on how Lance & Co can help you with your personal insurance needs, please inquire with one of our account represents: Darla Broz, Kellie Davis, or Susan Shaw, CPIW.